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KINDS OF LOANS​

A. REGULAR LOANS
    1. Providential Loans​
​              a.) Emergency Loan (temporaryly Freezed)
​              b.) Salary loan
​              c. ) Soft Loan

              d.) Back To Back Loan

              e.) Other Providential Loans

 

     2. Production Loans
              a.) Agricultural Loans
              b.) Animal Production Loans
              c.) Other Production loans

 

B. Commercial Loan for Small and Medium Enterprises
C. Micro-Finance Loan
          a.) Vendors
              b.) Tricycle Operators
 
C. Micro-Finance Loan
              a.) Fixed Asset Loan
​              c. ) Jewelry Pledge Loan
              d.) Appliance Loan
           
 
PAALALA: ANG ISANG MYEMBRO AY MAKAKAUTANG NG APAT NA KASING DAMI (4X) O ANIM NA KASING DAMI (6X) NG KANYANG SHARE CAPITAL, BATAY SA HALAGA NG KANYANG COLLATERAL AT NAKADEPENDE SA CREDIT INVESTIGATIO (CI) AT BACKGROUND INVESTIGATION (BI) NG HIHIRAM.

ANO-ANO ANG MGA KAILANGAN PARA MAKAPAG LOAN

1. PIRMADO AT KUMPLETONG LOAN APPLICATION FORM

2. ISANG 1"X1" ID PICTURE

3. KOPYA NG RESIDENCE CERTIFICATE

4. TAX IDENTIFICATION NUMBER (TIN)

5. DALAWANG (2) KOPYA NG IAALOK NA PANAGOT

ANO ANG MGA PWEDENG GAMITING PANAGOT (COLLATERAL)

 

A. ORIGINAL CERTIFICATE OF LAND TITLE

1. Special Power of Attorney (SPA) kung ang panagot ay hindi pangalan ng aplikante

2. Certificate of Non-Tenancy kung ang ibibigay na panagot/collateral ay Agricultural land.

3. Latest Tax Receipt

4. Tax Clearance

5. Latest Tax Declaration

6. Sketch Plan/Vicinity Map

7. Real Estate Mortgage (REM)

8. Promissory Note

B. ORIGINAL CERTIFICATE OF TIME DEPOSIT

1. Deeds of Assignment

2. Promissory Note

C. IBA PANG PWEDENG IALOK NA COLLATERAL

****Ang uutangin ay dapat hindi tataas sa 50% ng pinakabagong halaga ng Real Estate Property o kaya hindi bababa sa 80% na halaga ng Certificate of Time Deposit at 90% na halaga ng alahas na iaalok na collateral at OR/CR, FRANCHACHISE at Mayor's Permit ng Trycycle.

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